Scenario
Get a $5,000 raise
See how much of a $5,000 annual raise reaches your bank account.
+$3,156annual take-home
+$121.38 / paycheck+$263 / month
Gross raise$5,000.00
2026 Minnesota paycheck calculator
What will your Minnesota paycheck look like?
Estimate Minnesota take-home pay with the 2026 computer formula, W-4MN allowances, and employee Paid Leave premium.
Your details
Estimate your pay
Federal + state estimate Verified 2026 rules are live for all 50 states and the District of Columbia. Local taxes are calculated for the states that publish withholding rules for them; neither selected state is one of them.
Estimated take-home pay2026 · Federal + MN
$2,312.32per paycheck
You keep 75.2% of this paycheck after included federal, state, and entered payroll deductions.
Monthly$5,010
Annual$60,120
Included taxes24.9%
Where your paycheck went
From gross pay to take-home
Gross pay $3,076.92
Federal income tax Why?−$337.31
Why is this withheld?
We annualize federal taxable wages, include your W-4 income and deduction adjustments, subtract the 2026 standard deduction for single, and apply tax brackets in layers.
$80,000 adjusted income− $16,100 standard deduction= $63,900 taxable
Tax year 2026 · IRS Revenue Procedure 2025-32 ↗ · Form W-4 ↗
Minnesota income tax Why?−$178.36
Why is this withheld?
We annualize this paycheck's state-taxable wages, apply the supported state-certificate inputs, then use the official 2026 minnesota computer formula.
$80,000 annualized state wages0 entered allowances / exemptions$4,637 estimated annual withholding
Tax year 2026 · Official Minnesota withholding source ↗
Minnesota Paid Leave Why?−$13.54
Paid Leave premium
This estimate uses the maximum 0.44% employee share on eligible wages up to the Social Security wage base. An employer may pay more of the total premium.
Tax year 2026 · Minnesota Paid Leave premiums ↗
Social Security Why?−$190.77
Why is this withheld?
Employees pay 6.2% on covered wages up to the 2026 annual wage base of $184,500. This paycheck has $3,076.92 of FICA-taxable wages.
Tax year 2026 · IRS Publication 15 ↗
Medicare Why?−$44.62
Why is this withheld?
Employees pay 1.45% on covered wages with no wage cap. An additional 0.9% applies to employer-paid wages over $200,000 in the year.
Tax year 2026 · IRS Publication 15 ↗
Local withholdingNot included
Local withholding is not implemented for this state
Estimated take-homeFederal and state included · local excluded
$2,312.32Local withholding is not implemented for this state.
Minnesota Paid Leave uses the maximum 0.44% employee share; an employer may pay some or all of that contribution.
Your actual paycheck may differ based on payroll-specific rules and year-to-date wages.
What if?
Try the next decision before you make it.
Each card reruns your current inputs through the same 2026 tax engine.
Scenario
Increase your 401(k) to 6%
Trade some cash take-home for additional traditional retirement savings.
−$3,418annual take-home
−$131.45 / paycheck−$285 / month
Annual contribution$4,800.12
Scenario
Move to Florida
Compare the same pay after changing both your home and work state.
+$4,989annual take-home
+$191.90 / paycheck+$416 / month
Same annual gross pay$79,999.92
Compare a new job offer
Put two salaries, states, schedules, and benefit choices side-by-side.
Open comparison →What is included
A Minnesota estimate with clear boundaries.
Minnesota paychecks can include federal income tax, Social Security, Medicare, Minnesota income-tax withholding, and an employee Paid Leave premium.
State income tax
The calculator uses the official 2026 single or married computer-formula schedule after subtracting $5,300 for each entered W-4MN allowance.
Payroll taxes
Minnesota Paid Leave is estimated at the maximum 0.44% employee share up to the Social Security wage base. An employer may pay some or all of that share.
Local coverage
Local withholding remains a separate coverage layer and is not calculated in this release.
Salary examples
Three useful starting points
Single filer, biweekly pay, no entered benefits. These examples use the same calculator above.
| Annual salary | Biweekly take-home | Monthly take-home | Annual take-home |
|---|---|---|---|
| $50,000 | $1,521 | $3,295 | $39,538 |
| $80,000 | $2,312 | $5,010 | $60,120 |
| $120,000 | $3,281 | $7,109 | $85,303 |
Local taxes are not included. Actual payroll can differ because of year-to-date wages, employer rounding, elections, and less-common tax situations.
Common questions
Minnesota paycheck FAQ
Which Minnesota withholding method is used?
The estimate uses the computer formula that supersedes earlier formulas on January 1, 2026.
Can I enter Minnesota W-4MN allowances?
Yes. Each allowance entered in Advanced options subtracts the official $5,300 annual amount before the withholding schedule is applied.
Does this include Minnesota Paid Leave?
Yes. The estimate uses the maximum 0.44% employee share of the 2026 premium, capped at the Social Security wage base.
Official sources
Verified rules behind this page
Minnesota 2026 Withholding Tax Instructions
The $5,300 W-4MN allowance value and the official single and married computer-formula schedules.
Open official source ↗Minnesota 2026 Paid Leave premiums
The 0.88% total premium, maximum 0.44% employee share, and Social Security wage-base limit.
Open official source ↗